By Blake Ellis, CNNMoney

New York (CNNMoney) - Student loan debt is leading some borrowers to put off buying a home, saving for retirement or even getting hitched - and many now regret taking out the loans in the first place.

About three-quarters of student loan borrowers surveyed said they - or their children - have been forced to make sacrifices in order to keep up with student loan payments, according to a survey from the American Institute of CPAs.Forty-one percent of the more than 200 people surveyed said they have delayed saving for retirement, 40% have put off buying cars, while 29% have postponed home purchases.

Even marriage has been put on hold, with 15% of respondents saying they delayed tying the knot because of student loan debt.

The majority of borrowers said they didn't anticipate having such a difficult time repaying their loans, and 60% feel some amount of regret about the decision to fund their education this way.

"[Graduates in debt] start out with an anchor that slows their progression toward future goals," Ernie Almonte, chair of the AICPA's National CPA Financial Literacy Commission, said in a statement.

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