By Donna Rosato, @Money

(MONEY Magazine) - Raising three daughters born within a five-year span, the Fuccis knew they'd face steep tuition bills one day. But saving was tough.

The family lives in high-cost Westchester County, where their property taxes have tripled over the past decade.

For many years Stefanie worked part-time as a personal trainer. Now Kimberlee, 17, plans to go to James Madison University in Virginia this fall, where costs top $30,000 a year; high school sophomore Celine, 16, has pinned her hopes on going out of state too.

The Fuccis have already co-signed $14,000 worth of private loans to pay for 21-year-old Brittany to attend New York's Fashion Institute of Technology (she also has $14,000 in federal Stafford loans). Still, they are determined to let their kids go to their dream schools.

"Out of state goes against our plans, but it's the right fit for Kimberlee," says Stefanie.

How can this family afford to pay for college?

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